Fyrst Base

Annual account feeAccount fee
Tradesmen72.00 €
Freelancer0.00 €
Sole proprietorship0.00 €
Sole traders 72.00 €
Partnership under civil law72.00 €
GmbH / KGaA / AG72.00 €
Kommanditgesellschaft (KG)72.00 €
Limited (Ltd)72.00 €
General partnership72.00 €
UG limited liability72.00 €
Partnership company (PartG)72.00 €
Other72.00 €
Association72.00 €
Cooperatives72.00 €
0.00  €
Cash withdrawal
Cash withdrawal note
Cash withdrawal for only 1.90 € at over 10,000 ATMs in Germany. Withdrawals outside of the Eurozone are not possible with VPay Cards.
1.90 €
Interest rate p.a.
13,08 %
  • Open your Account in 7 minutes with immediate IBAN
  • Cash withdrawals for only 1.90 € at over 10,000 ATMs of German Cash Group ATM Network
  • Mobile Optimized account of an established bank
  • Telephone Banking possible
  • Registration form is in German
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Fyrst Base
Grade 1.5
Yearly Fee
15 of 15
Onlinebanking & -fees
18 of 22
Telephonebanking & Offline banking
4 of 6
2 of 5
Credit Card & Bank Card
8 of 14
Card payments
15 of 20
Mobile payments
0 of 3
Flexibility of legal types
12 of 12
Apps, Useraccounts & Deposit Insurance
12 of 19
0 of 2
Accounting, Billing & other features
6 of 10
92 of 128
Grade 1.5
Bank FYRST - Deutsche Bank AG
Account name Fyrst Base
Annual account feeAccount fee 0.00 €
Credit interest
Interest rates on overdrafts 13,08 % p.a.
Costs & Fees
Annual Fees
Account fee p.a. 0.00 €
Credit card fee p.a.
Transaction fees
Online transactions free of charge p.M. 50
Online transactions 0.19 €
Paper transactions 5.00 €
Telephone banking
Payment costs
Credit Card
Fees per payment euro zone
Foreign exchange fee
Cash withdrawal costs
Free Withdrawals p.m.
Cash withdrawal (domestic) 1.90 €
Cash withdrawal (euro zone) 1.00 %
Foreign exchange fee
Legal forms
Freelancers & Sole Proprietors
Sole proprietorship
Sole traders
Corporations & Limited Companies
GmbH / KGaA / AG
UG limited liability
Limited (Ltd)
Partnership under civil law
Kommanditgesellschaft (KG)
General partnership
Partnership company (PartG)

Behind Fyrst is the Deutsche Bank AG. The Internet bank has consistently digitalized its processes, but can still offer customers the services of a branch bank if required. Fyrst was created as a brand to provide freelancers with suitable banking solutions in all phases of their business activities. Extensions with IT solutions for order management, accounting or tax issues are possible. With the business accounts Base and Complete, Fyrst offers two variants for freelancers with a different service package.

Services of the Fyrst Base business account

Fyrst’s Base Account stands for the simple and secure processing of all online banking transactions at reasonable prices. In addition to the account management, the Fyrst Card is provided, which enables the deposit and withdrawal of cash at the cash machines of the Cash Group. An overdraft facility can be set up fully digitised on request. Foreign payments can be made quickly and easily, direct debits or standing orders can be set up by you as the account holder with just a few entries. Accounting software can be integrated on request. In the event of an account change, the bank provides a free exchange service.

For whom is the Fyrst Base business account suitable?

The Fyrst Base account was developed for self-employed people who are at the beginning of their professional development or who have just founded a company. The services are tailored to these customers, the costs are low and appeal to founders who want to keep the costs for their administration manageable. The Fyrst Base business account thus combines a sensible banking solution with a reasonable cost structure.

Prices and conditions of the Fyrst Base business account

The account maintenance fee for the Fyrst Base business account is just as free as the Fyrst Card. Every month 50 paperless bookings are free of charge. There is a small fee for payments abroad. If necessary, a credit can be set up for the account. The interest for it is determined depending upon the soil quality of the customer, the minimum interest is with 1.59 per cent in the year. If the integrated accounting software is used, the bank grants a 25% discount on the regular price. Depositing and withdrawing cash at Cash Group machines is free of charge.

Special features of the Fyrst Base business account

The integration of a powerful accounting software is possible and interesting for customers who want to digitize their accounting from the beginning. By connecting the sevDesk system, documents can be recorded with a few entries and prepared for accounting by the tax consultant. The writing of invoices is just as possible as the complete digitization of vouchers and the administration of customer data. The pre-registration of sales tax for the tax office can also be accelerated and simplified with the help of the accounting software. The sevDesk system is used via a browser or via the app, so there is no need to install any software.

Advantages and disadvantages of the Fyrst Base business account

One of the most important advantages is secure online banking, which is used both via the browser and via the mobile app. The software is backed by Postbank’s IT solution, which ensures a high level of data protection and all online banking. Transactions can be released conveniently and securely using a password, a fingerprint or facial recognition.

A disadvantage could be the restriction of free transactions to only 50 transactions per month. Thus, the business account in the Base variant is not suitable for self-employed persons whose business activity already accounts for a larger volume.

Open Fyrst Base business account

The business account is opened online in just a few steps. Once the data has been entered, it is necessary to prove your identity using a video ID or conventional PostIdent. The account is then activated.

Conclusion to the Fyrst Base business account

With the Fyrst Base business account you want to target self-employed people whose business operations are still manageable. For this customer group, the account offers all important services such as the processing of cashless payment transactions either free of charge or at very reasonable prices. If, on the other hand, you want more services such as more free transactions or a loan for your business account, the Complete account from Fyrst could also be interesting for you.

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